IDBI bank was established in 1964 with the ownership of LIC and the Government of India. Since the bank’s establishment, it’s providing updated services to the customers to make their banking process smoother. Like other banks, IDBI also offers a net banking service to the users which can be used 24/7 from their mobile device, laptop, or PCs.
Customers can pay bills, check balances, transfer funds, open FR or RD accounts, and perform many other banking activities using IDBI net banking. Let’s talk about the IDBI bank net banking in detail:
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Services offered by IDBI Bank Net Banking
If you are an IDBI customer and have IDBI bank net banking registration, you can avail of the following services:
- Checking account balance.
- Customer support for your accounts-related queries.
- Downloading mini statements.
- Loan tracking.
- Checking Chequebook status.
- Online payment across various e-commerce sites.
- Investment in Mutual Funds, online share market trading, selling AMC, etc.
- Paying Utility bills such as electricity bills, water bills, etc.
- Get online access to your Demat account.
- Checking the activities of the demat account such as holding statements, etc.
IDBI Bank Net Banking Registration Process
Registration to IDBI net banking is a very simple process that can be done without visiting the branch. Simply you need to visit the online portal and follow the IDBI net banking registration process as mentioned below:
- Visit the online portal of IDBI internet banking at https://www.idbibank.in/idbi-bank-internet-banking.aspx
- Press the “Login” option on the top right corner of the screen. Choose the “Personal Banking” option. Corporate users have to click on “Corporate Banking”.
- You will see a new page, here, click the “First-time user” and then Register now” Option.
- The site will redirect you to the new page where you have to enter your customer ID and account ID. Press “Continue”.
- Now, Press “Generate Online Password” and then “Proceed”. Input the details of the IDBI credit card such as card number, PIN, and expiry date.
- Read the terms and conditions and press “Accept”. Now, click “generate OTP”. You will get OTP and request ID on your registered mobile number.
- Input these details on the next page and press “Confirm”.
- Now, create a login and transaction password. Select “Enable transaction facility” to start the online transaction on your account.
- Press “Confirm” to finish the process of registration. You can use now use the ID and Password for login to the IDBI net banking.
IDBI Bank Net Banking Registration via Branch
If you are not comfortable in getting the net banking registration online, you can visit your branch to get the registration. Follow the steps below:
- Visit your nearest IDBI branch.
- Ask for the form for registration to net banking and fill it out correctly.
- Provide all the documents required with the form.
- After the verification bank will send the IDBI bank net banking login ID to your mobile number and Email.
- You will get the net banking and transaction password via mail to your address within 5-7 working days.
IDBI Net Banking Login Process
Once you have registered for net banking, you must follow the steps below for IDBI net banking login:
- Visit https://www.idbibank.in/idbi-bank-internet-banking.aspx.
- Press the login button at the top right corner of the screen and select “Personal” or “Corporate banking”.
- On the next page, read the security guidelines. Press “Continue to Login”.
- Input your customer ID and password and click “Login”.
How to Reset IDBI Bank Net Banking Password?
If you forget or lose your IDBI net banking login Password, you can reset it easily by following the steps below:
- Visit online banking page for IDBI bank at https://inet.idbibank.co.in/ret/AuthenticationController?FORMSGROUP_ID__=AuthenticationFG&__START_TRAN_FLAG__=Y&__FG_BUTTONS__=LOAD&ACTION.LOAD=Y&AuthenticationFG.LOGIN_FLAG=1&BANK_ID=IBKL
- Press the “Forgot password” option.
- You will see a new page opening on your screen where you need to enter your Login ID and IDBI account number.
- Press “Continue”.
- Now, Input the IDBI bank debit card number, ATM PIN, and phone number registered with the bank. Click “Continue”.
- Enter OTP in the space provided.
- Here, you need to create a new login password and password. Re-enter the password to confirm.
How to Transfer Funds through IDBI Bank Net Banking?
After the internet service activation, you can transfer funds using the straightforward process:
To Other IDBI Accounts
- Go to the login portal of IDBI net banking and enter your login ID and password.
- Choose “Transactions”. If you wish to transfer funds to another account of IDBI, click on “Within IDBI”.
- Now, choose the beneficiary account. If you have to transfer the amount to a new beneficiary, press “Ass Beneficiary” and enter details such as beneficiary account number, IFSC code, and name.
- Input the amount you have to transfer and the date of the transaction.
- Press “Continue” and enter your transaction password.
To Other Bank Accounts
Transferring funds to other banks is also simple by using IDBI net banking through IMPS, NEFT, or RTGS. Follow the steps mentioned below:
- Visit “IDBI retail net banking” or “IDBI corporate net banking” as per your choice.
- Choose “RTGS/NEFT/IMPS” from the “Transactions” section.
- Input the amount you wish to transfer and the date of transfer. Press “Continue”.
- Now, Enter the transaction Password to finish the transaction.
Daily Transaction Limit and Charges on IDBI Bank Net Banking
IMPS Charges
Transfer Amount | Charges |
Upto Rs. 1000 | Nil |
Above Rs. 1000 to Rs. 1 lakh | Rs. 5 |
Above Rs. 1 Lakh | Rs. 15 |
NEFT Charges
Transfer Amount | Charges |
Upto Rs. 1000 | Nil |
Above Rs. 1000 to Rs. 1 lakh | Rs. 5 |
Above Rs. 1 Lakh to Rs. 2 Lakhs | Rs. 15 |
Above Rs. 2 lakhs | Rs. 25 |
RTGS Charges
Transaction amount | Transaction Timings | |||
09:00 to 12:00 | After 12:00 to 15:30 | Later 15:30 to 17:30 | After 17:30 | |
Charges | ||||
Rs. 2 lakhs to 5 lakhs | Rs. 25 | Rs. 26 | Rs. 30 | Rs. 35 |
Above Rs. 5 Lakhs | Rs. 50 | Rs. 51 | Rs. 55 | Rs. 60 |
IDBI Bank Mobile Banking
IDBI has an app called “Go Mobile+” where the customer can enjoy various banking benefits using their mobile device. You can easily download and install the app using the Play Store or App Store. IDBI mobile banking login can be done using a customer ID.
After the successful IDBI mobile banking login, you can perform the following activities:
- Instant fund transfers
- Online payments
- Bill payments
- DTH recharges, etc.
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Conclusion
IDBI retail net banking is very useful for retail users because they can perform many banking activities from the comfort of their homes. Similarly, for Corporate customers, IDBI corporate net banking helps them to manage their business accounts easily without worrying about visiting banks and spending hours in queues. Fund transfers, bill payments, and online transactions are easier with the net banking facility provided by IDBI Bank.
IDBI Net Banking – FAQs
What is the transaction limit for IDBI net banking fund transfer?
Ans. Yes, IDBI net banking has a transaction limit of Rs. 5 lakhs per day for self-transfer and Rs, 50,000 for other bill payments.
How to get the IDBI net banking login ID?
Ans. Your IDBI login ID is your customer ID that you can get on your passbook. You can also visit your branch to complete the registration.
Is IDBI mobile banking available?
Ans. Yes, IDBI provides you with mobile banking services also. You have to download the mobile banking app on your mobile and create your ID.
What is the process for generating an IDBI login Password?
Ans. Generating the IDBI net banking password for login can be done, you can log in to the Internet banking portal and press” Generate Password online”.